General Details
Institution: Bank of South Australia
 Contact Number: 131 376
Product Name: Standard Variable Home Loan

Loan Details
Loan Type: Variable
 Security Type: ResidentialProperty
Availability: Owner Occupiers/Investors
 Repayment Type: Principal and Interest OR Interest Only
Max Loan to Value Ratio: 80
 Max Loan to Value Ratio with Mortgage Insurance: 95
Min. Income Requirement - Single: -
Min. Income Requirement - Joint: -
Min Loan Amount: $10,000.00
 Max Loan Amount: $9,999,999.00
Min Loan Term: 1 year/s
 Max Loan Term: 30 year/s

Interest Rates
Rate: 6.93%
Intro Term (Mths): -
Intro Loan Type:
1 Yr Fixed: -
2 Yr Fixed: -
3 Yr Fixed: -
4 Yr Fixed: -
5 Yr Fixed: -
7 Yr Fixed: -
10 Yr Fixed: -
Rate Reduction Available:
Rate Reduction Notes: Interest Rate discounts avialable under Advantage Package Option - if this option taken discounts on the standard variable rate are as follows: $100,000 to less than $150,000 = 0.25% $150,000 to less than $250,000 = 0.50% $250,000 and greater = 0.70%
Interest Rate Notes: Interest rate discounts available if customer chooses to have Advantage Package Option. $395 annual fee payable in lieu of establishment fee and no ongoing monthly service fee.


Comparison Rates
Rate: -
1 Yr Fixed: -
2 Yr Fixed: -
3 Yr Fixed: -
4 Yr Fixed: -
5 Yr Fixed: -
7 Yr Fixed: -
10 Yr Fixed: -

Fees
Application Fee: $600.00
 Reductions to Application Fee:
Legal Fee: -
Valuation Fee: -
Settlement Fee: $100.00
 Service Fee: 10/mth
Exit Fee: $500.00
 Early Termination Fee: If standard variable rate is discounted and the loan is repaid within 3 years a $1000 fee is payable
Switching Fee: -
Switching Fee - Notes:
Fees General: Progress Payment Admin Fee of $250 is represented by individual drawn down fees of $41.70
 Fixed Loan Break Costs:

Repayments
Weekly Repayments Option:
Fortnightly Repayments Option:
Monthly Repayments Option:
Can Make Extra Repayments:

Features - Redraw
Redraw Facility Avail:
Min Redraw Amount: -
Max Redraw Amount: -
Fee per Redraw: $10.00
Redraw Notice:
Redraw Method: ||
Redraw Comments:



Features - Portability
Loan is Transferable:
Transfer Fee: -

Features - Mortgage Offset
Mortgage Offset Avail:
100% Offset:
Mortgage Offset Rate: -



Features - Split Account
Can be Split:
Max Num. Split Accounts: -
Separate Statements:
Statement Frequency: -
Fixed Option:
Fixed Fee: -

Discounts
Home Insurance Discount:
Life Insurance Discount:
Other Discounts:
Other Discount Details:

Attached Transaction Account
Transaction Account Avail:
Credit Card Avail:
Credit Card Type: V
 Debit Card Avail:
Debit Card Type: V
 ATM Access:
EFTPOS Access:
Cheque Access:
Phone Access:
Internet Access:
Giro Post Access:
Other Access:
ATM Fee: -
ATM Fee (Other Bank): -
O/S ATM Fee - Balance: -
O/S ATM Fee - Withdrawal: -
Transfer Fee: -
Transfer Fee (Other Bank): -
Cheque Fee: -
Credit/Debit Card Fee: -
Phone Fee: -
Internet Fee: -
Other Fee: -
Unused Limit Fee: -
Bonus Features Fee: -
Number of Free Elec Transactions: -
Number of Free OTC Transactions: -