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| General Details |
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Institution:
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Community CPS Australia
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Contact Number:
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1800 088 114 / 13 25 85
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Product Name:
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Parent Equity Home Loan
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| Loan Details |
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Loan Type:
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Variable
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Security Type:
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ResidentialProperty
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Availability:
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Owner Occupiers/Investors
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Repayment Type:
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Principal and Interest
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Max Loan to Value Ratio:
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80
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Max Loan to Value Ratio with Mortgage Insurance:
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95
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Min. Income Requirement - Single:
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-
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Min. Income Requirement - Joint:
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-
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Min Loan Amount:
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$10,000.00
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Max Loan Amount:
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$1,000,000.00
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Min Loan Term:
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5 year/s
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Max Loan Term:
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30 year/s
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| Interest Rates |
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Rate:
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6.29%
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Intro Term (Mths):
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-
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Intro Loan Type:
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1 Yr Fixed:
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-
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2 Yr Fixed:
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-
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3 Yr Fixed:
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-
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4 Yr Fixed:
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-
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5 Yr Fixed:
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-
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7 Yr Fixed:
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-
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10 Yr Fixed:
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-
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Rate Reduction Available:
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Rate Reduction Notes:
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Pinnacle Plus benefits of 0.30% discount if total borrowings >$200,000
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Interest Rate Notes:
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| Comparison Rates |
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Rate:
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6.32%
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1 Yr Fixed:
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-
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2 Yr Fixed:
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-
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3 Yr Fixed:
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-
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4 Yr Fixed:
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-
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5 Yr Fixed:
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-
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7 Yr Fixed:
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-
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10 Yr Fixed:
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-
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| Fees |
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Application Fee:
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$495.00
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Reductions to Application Fee:
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Legal Fee:
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$150.00
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Valuation Fee:
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-
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Settlement Fee:
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-
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Service Fee:
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-
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Exit Fee:
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-
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Early Termination Fee:
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Switching Fee:
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-
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Switching Fee - Notes:
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Fees General:
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A Property Valuation may be required at the time of application. A Community CPS Lending Consultant will advise you if this is required, and will provide you with a quote if applicable.
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Fixed Loan Break Costs:
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$250 Break Cost administration fee is payable - excluding internal refinance and/or sale of property
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| Repayments |
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Weekly Repayments Option:
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Fortnightly Repayments Option:
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Monthly Repayments Option:
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Can Make Extra Repayments:
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| Features - Redraw |
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Redraw Facility Avail:
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Min Redraw Amount:
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$500.00
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Max Redraw Amount:
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-
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Fee per Redraw:
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$10.00
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Redraw Notice:
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Redraw Method:
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||
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Redraw Comments:
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| Features - Portability |
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Loan is Transferable:
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Transfer Fee:
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-
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| Features - Mortgage Offset |
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Mortgage Offset Avail:
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100% Offset:
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Mortgage Offset Rate:
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2.00
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| Features - Split Account |
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Can be Split:
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Max Num. Split Accounts:
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-
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Separate Statements:
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Statement Frequency:
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-
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Fixed Option:
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Fixed Fee:
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-
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| Discounts |
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Home Insurance Discount:
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Life Insurance Discount:
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Other Discounts:
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Other Discount Details:
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| Attached Transaction Account |
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Transaction Account Avail:
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Credit Card Avail:
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Credit Card Type:
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V
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Debit Card Avail:
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Debit Card Type:
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V
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ATM Access:
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EFTPOS Access:
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Cheque Access:
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Phone Access:
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Internet Access:
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Giro Post Access:
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Other Access:
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ATM Fee:
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-
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ATM Fee (Other Bank):
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-
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O/S ATM Fee - Balance:
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-
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O/S ATM Fee - Withdrawal:
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-
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Transfer Fee:
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-
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Transfer Fee (Other Bank):
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-
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Cheque Fee:
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-
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Credit/Debit Card Fee:
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-
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Phone Fee:
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-
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Internet Fee:
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-
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Other Fee:
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-
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Unused Limit Fee:
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-
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Bonus Features Fee:
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-
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Number of Free Elec Transactions:
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-
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Number of Free OTC Transactions:
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-
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