SA FIXED RATES (INVESTORS)
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STANDARD VARIABLE
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BASIC VARIABLE
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FIXED
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INTRO
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SPLIT
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LINE OF CREDIT
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Investors:
SUMMARY
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STANDARD VARIABLE
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BASIC VARIABLE
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FIXED
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INTRO
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SPLIT
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RATES
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FEES
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FEATURES
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Institution
Product Name
Fixed Rates
Comparison Rates
Fees
Service Fee
LVR
1 yr
2 yr
3 yr
4 yr
5 yr
Applic.
Valuat.
Legal
Settle
BMC Mortgage Corp
Investment Loan- Fixed
6.75
6.94
7.45
7.07
7.90
7.25
8.40
7.29
8.60
7.29
$660
$0
$0
$75
$0
90
Citibank
Fixed Rate Loan
6.84
7.01
7.50
7.14
7.99
7.35
8.49
7.63
8.49
7.76
$399
$0
$0
$250
$8/mth
90
Commonwealth Bank
Complete Home Loan Standard
6.64
6.97
7.34
6.89
7.74
7.07
7.94
7.24
8.04
7.39
$600
$0
$0
$0
$8/mth
95
Commonwealth Bank
Fixed Rate Investment Home Loan
5.39
5.75
5.79
5.80
6.19
5.92
6.59
6.12
6.84
6.30
$600
$0
$0
$0
$8/mth
95
Commonwealth Bank
Interest In Advance Fixed Rate Investment Home Loan
6.44
7.14
7.54
7.74
7.84
$600
$0
$0
$100
$8/mth
95
Community CPS Australia
Home & Investment Loan
6.94
6.93
7.44
7.03
7.69
7.16
7.99
7.34
8.09
7.47
$445
$0
$0
$150
$0
95
Community CPS Australia
Parent Equity Home Loan
6.94
6.93
7.44
7.03
7.69
7.16
7.99
7.34
8.09
7.47
$445
$0
$150
$150
$0
95
Community CPS Australia
Pinnacle +Plus Home & Investment Loan
6.79
7.29
7.54
7.84
7.94
$0
$0
$0
$150
$0
95
Homeloans Ltd
Balanced Loan Fixed
6.71
6.41
7.51
6.61
7.16
6.62
8.06
7.03
8.16
7.21
$499
$0
$300
$65
$0
90
Homeloans Ltd
Easy Saver Fixed
6.99
6.38
7.66
6.59
8.02
6.83
8.28
7.08
8.40
7.29
$499
$0
$375
$65
$0
85
Homeloans Ltd
Homeloans Premium Full Doc Fixed
6.83
6.34
7.54
6.54
7.89
6.76
8.14
6.99
8.24
7.18
$65
$0
$300
$0
$0
95
Homeloans Ltd
Smart Saver Fixed
7.14
6.67
7.69
6.84
8.04
7.05
8.29
7.27
8.39
7.46
$564
$0
$350
$75
$0
95
HomeSide Lending
Homeside Fixed Rate Mortgage Interest Only In Advance
6.39
NaN
NaN
NaN
NaN
$600
$0
$0
$0
$0
90
HomeSide Lending
Homeside Fixed Rate Mortgage Interest Only In Arrears
6.49
7.19
7.49
NaN
7.79
$600
$0
$0
$0
$0
90
HomeSide Lending
Homeside HomePlus
6.49
6.41
7.19
6.58
7.49
6.75
7.59
6.89
7.79
7.09
$600
$0
$0
$0
$10/mth
95
Institution
Product Name
Fixed Rates
Comparison Rates
Fees
Service Fee
LVR
1 yr
2 yr
3 yr
4 yr
5 yr
Applic.
Valuat.
Legal
Settle
HomeSide Lending
Homeside Reducible Mortgage - Standard Fixed
6.49
6.41
7.19
6.57
7.49
6.74
7.59
6.88
7.79
7.08
$600
$0
$0
$0
$6/mth
95
HSBC
Fixed Rate Loan
6.39
6.86
7.10
6.96
7.49
7.10
7.60
7.19
7.80
7.34
$600
$75
$0
$150
$0
90
ING Direct
Fixed Rate Loan
6.69
6.28
7.24
6.44
7.59
6.63
7.84
6.85
7.94
7.02
$499
$0
$220
$0
$0
90
Members Equity Bank
SMHL Interest Only
6.65
5.97
NaN
7.65
6.40
NaN
7.95
6.82
$0
$0
$0
$0
$0
95
Members Equity Bank
SMHL Standard
6.65
6.51
NaN
7.65
6.83
NaN
7.95
7.15
$0
$0
$0
$0
$0
95
MyLoan MyWay
Fixed Rate Loan
6.75
6.03
7.30
6.23
7.65
6.46
7.90
6.70
8.00
6.90
$0
$0
$0
$395
$0
90
MyRate
MyRate.com.au Fixed Loan
6.73
6.20
7.28
6.37
7.63
6.57
7.88
6.79
7.98
6.97
$0
$0
$0
$0
$0
90
NAB
NAB Tailored Home Loan - Fixed Rate
6.59
6.63
7.29
6.78
7.59
6.94
7.69
7.07
7.89
7.25
$600
$0
$0
$0
$8/mth
95
NAB
NAB Tailored Home Loan - Fixed Rate (Interest Only in advance)
6.49
7.19
7.49
7.59
7.79
$600
$0
$0
$0
$8/mth
95
NAB
NAB Tailored Home Loan - Fixed Rate (Interest Only paid in arrears)
6.69
6.40
7.39
6.58
7.69
6.76
7.79
6.92
7.99
7.13
$600
$0
$0
$0
$8/mth
95
Nationwide Mortgage
Fixed Rate Loan
6.49
6.55
7.20
6.69
7.55
6.86
7.80
7.04
7.90
7.19
$395
$240
$490
$0
$0
90
QuickDirect
Fixed
6.75
5.68
7.50
5.95
7.85
6.23
8.10
6.51
8.20
6.75
$0
$0
$0
$0
$0
90
RAMS Home Loans
RAMS Fixed Rate
6.19
6.81
6.94
6.92
7.29
7.04
7.59
7.21
7.74
7.34
$395
$200
$0
$250
$120/yr
90
RAMS Home Loans
RAMS Fixed Rate Pro Pack 1
6.19
6.53
6.94
6.68
7.29
6.85
7.59
7.06
7.74
7.23
$395
$200
$0
$250
$300/yr
95
RAMS Home Loans
RAMS Fixed Rate Pro Pack 2
6.19
6.44
6.94
6.60
7.29
6.78
7.59
6.99
7.74
7.18
$395
$200
$0
$250
$300/yr
95
Institution
Product Name
Fixed Rates
Comparison Rates
Fees
Service Fee
LVR
1 yr
2 yr
3 yr
4 yr
5 yr
Applic.
Valuat.
Legal
Settle
RESI Mortgage Corporation
Complete Home Loan (Fixed)
6.66
6.25
7.37
6.45
7.72
6.66
7.97
6.89
8.07
7.08
$395
$236.5
$396
$0
$0
90
Savings & Loans Credit Union
Discounted Fixed Loan
6.54
6.73
7.24
6.87
7.59
7.03
7.94
7.24
7.94
7.34
$600
$0
$0
$0
$8/mth
95
Savings & Loans Credit Union
Investment Fixed Rate Loan
6.64
6.66
7.34
6.80
7.69
6.97
8.04
7.20
8.04
7.31
$600
$0
$0
$0
$0
95
Suncorp
Fixed Loan
6.64
7.06
7.34
7.17
7.59
7.28
NaN
7.99
7.57
$600
$0
$0
$0
$10/mth
95
Westpac Banking Corporation
Fixed Rate Investment Property Loan
6.79
6.89
7.44
7.03
7.79
7.20
8.04
7.38
8.14
7.52
$750
$0
$0
$0
$8/mth
87
Westpac Banking Corporation
Fixed Rate Investment Property Loan Interest Only in Advance
6.69
7.34
7.69
7.94
8.04
$750
$0
$0
$0
$8/mth
87
Adelaide Bank
Fixed Loan
6.54
6.58
7.34
6.75
7.59
6.91
7.89
7.12
7.99
7.28
$595
$0
$0
$100
$10/mth
97
Adelaide Bank
SmartFix
6.99
6.62
7.99
7.20
$595
$0
$0
$100
$10/mth
90
AMP Banking
Fixed Rate Loan
6.89
6.49
7.29
6.62
7.89
6.88
NaN
8.39
7.35
$350
$0
$295
$250
$0
90
AMP Banking
Fixed Rate Loan - Interest In Advance
5.39
5.28
NaN
NaN
NaN
NaN
$0
$0
$295
$250
$0
80
ANZ Bank
ANZ Fixed Investment Loan
5.35
5.82
5.69
5.85
6.34
6.03
6.79
6.25
7.19
6.51
$600
$0
$0
$0
$10/mth
90
ANZ Bank
ANZ Fixed Loan
6.50
6.70
7.34
6.86
7.69
7.04
7.94
7.23
8.04
7.38
$600
$0
$0
$0
$10/mth
90
ANZ Bank
ANZ RIL Fixed Interest Paid Yearly in Advance
6.15
6.99
7.34
7.59
7.69
$600
$0
$0
$0
$10/mth
90
Aussie
Aussie Basic Fixed
5.59
5.28
5.64
5.33
5.99
5.46
6.44
5.69
6.49
5.80
$300
$200
$0
$75
$0
90
Aussie
Aussie Classic Fixed
6.24
6.54
6.94
6.65
7.39
6.82
7.59
6.97
7.74
7.12
$500
$0
$0
$100
$0
92
Institution
Product Name
Fixed Rates
Comparison Rates
Fees
Service Fee
LVR
1 yr
2 yr
3 yr
4 yr
5 yr
Applic.
Valuat.
Legal
Settle
Aussie
Aussie Standard Fixed Loan
6.24
6.47
6.94
6.59
7.39
6.77
7.59
6.92
7.74
7.08
$300
$200
$0
$75
$0
90
Australian Central Credit Union
Fixed Rate Home Loan
6.59
6.46
7.34
6.64
7.69
6.84
7.94
7.05
8.04
7.22
$650
$0
$0
$200
$7/mth
95
Bank of Queensland
Fixed Loan
6.49
6.08
7.24
6.28
7.59
6.51
7.84
6.74
7.89
6.91
$495
$0
$0
$0
$10/mth
95
Bank of South Australia
Fixed Portfolio Loan
6.49
7.14
7.49
7.79
7.89
$700
$0
$0
$100
$14/mth
90
Bank of South Australia
No Deposit Home Loan - Flexible Deposit Option
5.69
5.69
5.59
6.19
6.59
$750
$0
$0
$100
$12/mth
100
Bank of South Australia
No Deposit Home Loan - Quick Start Option
6.59
6.59
6.49
7.09
7.09
$750
$0
$0
$100
$12/mth
100
Bank of South Australia
Standard Fixed Rate
6.49
6.64
7.24
7.79
7.89
$600
$0
$0
$100
$10/mth
95
BankWest
Fixed Loan
6.84
6.99
7.49
7.12
7.79
7.27
7.99
7.43
8.09
7.57
$700
$0
$0
$0
$12/mth
90
BankWest
Fixed Loan - Interest In Advance
6.74
7.39
7.69
7.89
7.99
$700
$0
$0
$0
$0
90