|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
LVR |
 |
| Applic. |
Valuat. |
Legal |
Settle |
Westpac Banking Corporation |
Premier Advantage Package ($150,000-$249,999)(Pro Pack)
|
6.61
|
6.74
|
$0
|
$0
|
$0
|
$0
|
$395/yr
|
87
|
|
Westpac Banking Corporation |
Premier Advantage Package ($250,000 plus)(Pro Pack)
|
6.31
|
6.44
|
$0
|
$0
|
$0
|
$0
|
$395/yr
|
87
|
|
Westpac Banking Corporation |
Premium Option Home Loan
|
7.01
|
7.14
|
$600
|
$0
|
$0
|
$0
|
$8/mth
|
87
|
|
Westpac Banking Corporation |
Rocket Repay Home Loan
|
7.01
|
7.14
|
$600
|
$0
|
$0
|
$0
|
$199/yr
|
87
|
|
| Adelaide Bank |
Variable SmartFit
|
6.24
|
6.40
|
$595
|
$0
|
$0
|
$100
|
$10/mth
|
90
|
|
| AIMS Home Loans |
Complete Variable Home Loan
|
7.01
|
7.06
|
$660
|
$0
|
$0
|
$0
|
$0
|
85
|
|
| AIMS Home Loans |
Gold Standard Variable Home Loan
|
6.46
|
6.51
|
$660
|
$0
|
$0
|
$0
|
$0
|
85
|
|
| AMP Banking |
Classic Variable Rate Loan
|
6.94
|
7.09
|
$350
|
$0
|
$295
|
$250
|
$10/mth
|
90
|
|
| AMP Banking |
Professional Package Variable Rate loan ($1,500,000+)(Pro Pack)
|
5.39
|
5.41
|
$0
|
$0
|
$295
|
$250
|
$349/yr
|
90
|
|
| AMP Banking |
Professional Package Variable Rate Loan ($100,000-$249,999)(Pro Pack)
|
6.54
|
6.59
|
$350
|
$0
|
$295
|
$250
|
$349/yr
|
90
|
|
| AMP Banking |
Professional Package Variable Rate Loan ($250,000 - $749,999) (Pro Pack)
|
6.39
|
6.44
|
$350
|
$0
|
$295
|
$250
|
$349/yr
|
90
|
|
| AMP Banking |
Professional Package Variable Rate Loan ($750,000+)(Pro Pack)
|
6.34
|
6.39
|
$350
|
$0
|
$295
|
$250
|
$349/yr
|
90
|
|
ANZ Bank |
ANZ Breakfree Home Loan Package ($150,000-$249,999)
|
6.41
|
|
$0
|
$0
|
$0
|
$0
|
$340/yr
|
90
|
|
ANZ Bank |
ANZ Breakfree Home Loan Package ($250,000-$699,999)
|
6.31
|
|
$0
|
$0
|
$0
|
$0
|
$340/yr
|
90
|
|
ANZ Bank |
ANZ Breakfree Home Loan Package ($700,000 plus)
|
6.21
|
|
$0
|
$0
|
$0
|
$0
|
$340/yr
|
90
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
LVR |
 |
| Applic. |
Valuat. |
Legal |
Settle |
ANZ Bank |
ANZ Standard Variable Loan
|
6.91
|
7.01
|
$600
|
$0
|
$0
|
$0
|
$5/mth
|
90
|
|
| Aussie |
Aussie Classic LVR 70.01% - 80%
|
5.67
|
5.72
|
$500
|
$0
|
$0
|
$100
|
$0
|
82
|
|
| Aussie |
Aussie Classic LVR 80.01% - 90%
|
5.72
|
5.72
|
$500
|
$0
|
$0
|
$100
|
$0
|
92
|
|
| Aussie |
Aussie Classic Plus ($350,000 - $499,999) (LVR < = 60%)
|
5.41
|
6.27
|
$250
|
$0
|
$0
|
$100
|
$15/mth
|
62
|
|
| Aussie |
Aussie Classic Plus ($350,000 - $499,999) LVR 70.01% - 80%
|
5.50
|
|
$250
|
$0
|
$0
|
$100
|
$0
|
82
|
|
| Aussie |
Aussie Classic Plus ($350,000 - $499,999) LVR 80% - 90%
|
5.55
|
|
$250
|
$0
|
$0
|
$100
|
$0
|
92
|
|
| Aussie |
Aussie Classic Plus ($350,000 - $499,999) LVR 90% - 95%
|
5.55
|
|
$250
|
$0
|
$0
|
$100
|
$15/mth
|
97
|
|
| Aussie |
Aussie Classic Plus (> $500,000) LVR 70.01% - 80%
|
5.45
|
|
$250
|
$0
|
$0
|
$100
|
$15/mth
|
82
|
|
| Aussie |
Aussie Classic Plus (> $500,000) LVR 80% - 90%
|
5.52
|
|
$250
|
$0
|
$0
|
$100
|
$15/mth
|
92
|
|
| Aussie |
Aussie Classic Plus (> $500,000) LVR 90% - 95%
|
5.50
|
|
$250
|
$0
|
$0
|
$100
|
$15/mth
|
97
|
|
| Aussie |
Aussie Classic Plus (>=$500,000) (LVR <=60%)
|
5.37
|
6.27
|
$250
|
$0
|
$0
|
$100
|
$0
|
62
|
|
| Aussie |
Aussie Classic Plus (>=$500,000) (LVR <=70%)
|
6.11
|
|
$250
|
$0
|
$0
|
$100
|
$15/mth
|
72
|
|
| Aussie |
Aussie Classic Plus Variable
|
5.55
|
|
$250
|
$0
|
$0
|
$100
|
$15/mth
|
97
|
|
| Aussie |
Aussie Standard Variable
|
6.69
|
6.74
|
$300
|
$200
|
$0
|
$75
|
$0
|
90
|
|
| Bank of Queensland |
Standard Variable
|
7.01
|
7.13
|
$495
|
$0
|
$0
|
$100
|
$10/mth
|
95
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
LVR |
 |
| Applic. |
Valuat. |
Legal |
Settle |
| BankWest |
Mortgage Shredder
|
6.80
|
7.01
|
$700
|
$0
|
$0
|
$0
|
$15/mth
|
95
|
|
| BMC Mortgage Corp |
Home Loan - Standard Variable
|
5.40
|
5.43
|
$660
|
$0
|
$0
|
$0
|
$0
|
90
|
|
| Cairns Penny Savings and Loans |
Home Loan
|
6.60
|
6.70
|
$0
|
$220
|
$465
|
$0
|
$15/qtr
|
95
|
|
| Capricornia Credit Union |
Premier Plus
|
6.38
|
6.45
|
$990
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| Capricornia Credit Union |
Standard Home Loan
|
6.88
|
6.91
|
$400
|
$0
|
$0
|
$0
|
$0
|
95
|
|
Citibank |
Standard Variable
|
6.88
|
7.02
|
$399
|
$0
|
$0
|
$250
|
$8/mth
|
90
|
|
Citibank |
Standard Variable Offset
|
6.88
|
7.02
|
$399
|
$0
|
$0
|
$250
|
$8/mth
|
90
|
|
Commonwealth Bank |
Complete Home Loan Standard
|
6.86
|
6.99
|
$600
|
$0
|
$0
|
$100
|
$8/mth
|
95
|
|
Commonwealth Bank |
Wealth Package ($150,000-$350,000)
|
6.36
|
6.49
|
$0
|
$0
|
$0
|
$100
|
$350/yr
|
95
|
|
Commonwealth Bank |
Wealth Package ($350,000-$750,000)
|
6.26
|
6.39
|
$0
|
$0
|
$0
|
$100
|
$350/yr
|
95
|
|
Commonwealth Bank |
Wealth Package ($750,000 plus)
|
6.16
|
6.29
|
$0
|
$0
|
$0
|
$100
|
$350/yr
|
95
|
|
| CUA |
Standard Variable Loan
|
6.62
|
6.50
|
$600
|
$0
|
$0
|
$195
|
$0
|
97
|
|
| Ford Co operative Credit Union |
Value Plus Home Loan
|
5.70
|
5.74
|
$0
|
$220
|
$265
|
$275
|
$0
|
95
|
|
| Heritage Building Society |
Premium Variable
|
6.71
|
6.71
|
$0
|
$0
|
$0
|
$0
|
$0
|
90
|
|
| Heritage Building Society |
Standard Variable
|
6.55
|
6.65
|
$600
|
$0
|
$0
|
$0
|
$5/mth
|
90
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
LVR |
 |
| Applic. |
Valuat. |
Legal |
Settle |
| HomeSide Lending |
Homeside HomePlus
|
6.22
|
6.38
|
$600
|
$0
|
$0
|
$0
|
$10/mth
|
95
|
|
| HomeSide Lending |
Homeside HomePlus Interest Only Loan (Variable)
|
6.22
|
6.38
|
$600
|
$0
|
$0
|
$0
|
$10/mth
|
95
|
|
| HomeSide Lending |
Homeside Offset Home Loan
|
5.63
|
5.77
|
$600
|
$0
|
$0
|
$0
|
$8/mth
|
95
|
|
| HomeSide Lending |
Homeside Reducible Mortgage - Standard Variable
|
6.27
|
6.39
|
$600
|
$0
|
$0
|
$0
|
$6/mth
|
95
|
|
HSBC |
Home Rewards Loan
|
6.84
|
6.27
|
$500
|
$0
|
$0
|
$150
|
$0
|
97
|
|
HSBC |
Variable Home Smart
|
6.84
|
6.91
|
$500
|
$0
|
$0
|
$150
|
$0
|
97
|
|
HSBC |
Variable Loan
|
6.84
|
6.91
|
$500
|
$0
|
$0
|
$150
|
$0
|
97
|
|
| ING Direct |
Mortgage Simplifier
|
5.34
|
5.34
|
$0
|
$0
|
$220
|
$0
|
$0
|
90
|
|
| Members Equity Bank |
SMHL Offset
|
6.79
|
6.79
|
$0
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| Members Equity Bank |
SMHL Standard
|
6.49
|
6.49
|
$0
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| Morgan Brooks DIRECT |
Full Doc - Non Conforming - LVR 60.01 - 65%
|
7.05
|
7.12
|
$0
|
$435
|
$265
|
$750
|
$0/yr
|
65
|
|
| Morgan Brooks DIRECT |
Full Doc - Non Conforming - LVR 65.01 - 70%
|
7.15
|
7.28
|
$0
|
$265
|
$435
|
$750
|
$0/yr
|
70
|
|
| Morgan Brooks DIRECT |
Full Doc - Non Conforming - LVR 70.01 - 75%
|
7.30
|
7.43
|
$0
|
$265
|
$435
|
$750
|
$0/yr
|
75
|
|
| Morgan Brooks DIRECT |
Full Doc - Non Conforming - LVR 75.01 - 80%
|
7.55
|
7.68
|
$0
|
$265
|
$435
|
$750
|
$0/yr
|
80
|
|
| Morgan Brooks DIRECT |
Full Doc - Non Conforming - LVR 80.01 - 85%
|
8.55
|
8.69
|
$0
|
$265
|
$435
|
$750
|
$0/yr
|
85
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
LVR |
 |
| Applic. |
Valuat. |
Legal |
Settle |
| Morgan Brooks DIRECT |
Full Doc- Non Conforming - LVR 85.01 - 90%
|
9.50
|
9.65
|
$0
|
$265
|
$435
|
$750
|
$0/yr
|
90
|
|
| Morgan Brooks DIRECT |
No Financials - Non Conforming - LVR 60.01 - 65%
|
7.90
|
7.98
|
$0
|
$265
|
$435
|
$750
|
$0
|
65
|
|
| Morgan Brooks DIRECT |
No Financials - Non Conforming - LVR 65.01 - 70%
|
8.00
|
8.08
|
$0
|
$265
|
$435
|
$750
|
$0
|
70
|
|
| Morgan Brooks DIRECT |
No Financials - Non Conforming - LVR 70.01 - 75%
|
8.35
|
8.43
|
$0
|
$265
|
$435
|
$750
|
$0
|
75
|
|
| Morgan Brooks DIRECT |
No Financials - Non Conforming - LVR 75.01 - 80%
|
8.70
|
8.78
|
$0
|
$265
|
$435
|
$750
|
$0
|
80
|
|
| Morgan Brooks DIRECT |
No Financials - Non Conforming - LVR 80.01 - 85%
|
10.05
|
10.13
|
$0
|
$265
|
$435
|
$750
|
$0
|
85
|
|
| Morgan Brooks DIRECT |
Premier Home Loan
|
8.80
|
8.58
|
$0
|
$265
|
$435
|
$0
|
$0
|
95
|
|
| Morgan Brooks DIRECT |
Premier Pro Pack
|
8.65
|
8.77
|
$0
|
$265
|
$435
|
$350
|
$395/yr
|
8.4
|
|
| Morgan Brooks DIRECT |
Premium
|
5.23
|
5.26
|
$0
|
$265
|
$435
|
$0
|
$0
|
95
|
|
| Morgan Brooks DIRECT |
Premium Discount Variable
|
5.58
|
5.02
|
$595
|
$0
|
$60
|
$0
|
$655
|
95
|
|
| Morgan Brooks DIRECT |
Premium Investor
|
5.06
|
5.24
|
$275
|
$265
|
$435
|
$0
|
$330/yr
|
95
|
|
| Morgan Brooks DIRECT |
Premium Standard Variable >300k
|
5.03
|
5.04
|
$0
|
$0
|
$220
|
$499
|
$0
|
95
|
|
| Mortgage Ezy |
Ezy Overdraft Fee Free
|
8.29
|
8.33
|
$440
|
$250
|
$297
|
$120
|
$0
|
93
|
|
| MyLoan MyWay |
Advantage Rate Home Loan
|
6.13
|
6.16
|
$0
|
$0
|
$0
|
$0
|
$0
|
90
|
|
MyRate |
MyRate.com.au - Advantage Rate Loan
|
6.13
|
6.13
|
$0
|
$0
|
$0
|
$0
|
$0
|
90
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
LVR |
 |
| Applic. |
Valuat. |
Legal |
Settle |
MyRate |
MyRate.com.au Advantage Rate Loan (>$600K)
|
6.09
|
6.09
|
$0
|
$0
|
$0
|
$0
|
$0
|
95
|
|
MyRate |
MyRate.com.au Construction Loan
|
6.13
|
6.13
|
$0
|
$0
|
$0
|
$0
|
$0
|
90
|
|
| NAB |
NAB National Choice Package ($250,000 and above)
|
6.14
|
6.51
|
$0
|
$0
|
$0
|
$0
|
$395/yr
|
95
|
|
| NAB |
NAB Tailored Home Loan - Variable Rate
|
6.74
|
6.87
|
$600
|
$0
|
$0
|
$0
|
$10/mth
|
95
|
|
| Nationwide Mortgage |
First Choice Home Loan
|
6.50
|
6.55
|
$0
|
$240
|
$490
|
$0
|
$0
|
90
|
|
| Nationwide Mortgage |
Low Deposit Home Loan
|
6.50
|
6.55
|
$0
|
$240
|
$490
|
$0
|
$0
|
90
|
|
| Nationwide Mortgage |
True Saver Home Loan
|
6.13
|
6.18
|
$0
|
$240
|
$490
|
$0
|
$0
|
90
|
|
| Nova Star Home Loans |
Star Loan Prime
|
8.84
|
8.84
|
$660
|
$330
|
$440
|
$0
|
$0
|
95
|
|
| Pacific Mortgage Corporation |
Full Doc Loan up to $2,000,000
|
9.24
|
|
$0
|
$220
|
$0
|
$0
|
$0
|
95
|
|
| Queensland Teachers Credit Union |
Home Loan Overdraft
|
6.99
|
|
$515
|
$0
|
$0
|
$0
|
$0
|
80
|
|
| Queensland Teachers Credit Union |
Home Loan Variable
|
6.79
|
6.83
|
$515
|
$0
|
$0
|
$0
|
$0
|
90
|
|
| Queenslanders Credit Union |
Original Home Loan
|
6.43
|
6.47
|
$595
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| QuickDirect |
Variable
|
6.15
|
6.15
|
$0
|
$0
|
$0
|
$0
|
$0
|
90
|
|
| Railways Credit Union |
First Home Loan
|
5.15
|
5.20
|
$450
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| Railways Credit Union |
Home Mortgage Loan
|
5.65
|
5.70
|
$450
|
$0
|
$0
|
$0
|
$0
|
95
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
LVR |
 |
| Applic. |
Valuat. |
Legal |
Settle |
RAMS Home Loans |
RAMS Standard Variable
|
6.73
|
6.80
|
$395
|
$200
|
$0
|
$250
|
$0
|
95
|
|
RESI Mortgage Corporation |
Complete Home Loan
|
6.62
|
6.67
|
$0
|
$236.5
|
$396
|
$0
|
$0
|
90
|
|
St. George Bank |
St. George No Deposit Home Loan Quick Start
|
6.39
|
|
$750
|
$0
|
$0
|
$100
|
$12/mth
|
100
|
|
St. George Bank |
St.George No Deposit Home Loan LEF
|
5.21
|
|
$750
|
$0
|
$0
|
$100
|
$12/mth
|
100
|
|
St. George Bank |
Variable Loan
|
6.93
|
7.09
|
$600
|
$0
|
$0
|
$100
|
$10/mth
|
95
|
|
| Suncorp |
Standard Variable
|
6.94
|
7.09
|
$600
|
$0
|
$0
|
$0
|
$10/mth
|
95
|
|
| Waratah Co-operative Housing Society Ltd |
Standard Home Loan
|
6.50
|
6.58
|
$600
|
$0
|
$0
|
$0
|
$0
|
95
|
|