|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
LVR |
 |
| Applic. |
Valuat. |
Legal |
Settle |
| Australian Central Credit Union |
Standard Variable Rate Home Loan
|
5.79
|
5.84
|
$0
|
$150
|
$0
|
$100
|
$7/mth
|
95
|
|
| Bank of Queensland |
Standard Variable
|
5.89
|
6.02
|
$495
|
$0
|
$0
|
$100
|
$8/mth
|
95
|
|
| Bank of South Australia |
No Deposit Home Loan - Flexible Deposit Option
|
5.46
|
|
$750
|
$0
|
$0
|
$100
|
$12/mth
|
100
|
|
| Bank of South Australia |
No Deposit Home Loan - Loan Extension Fee Option
|
5.21
|
|
$750
|
$0
|
$0
|
$100
|
$12/mth
|
100
|
|
| Bank of South Australia |
No Deposit Home Loan - Quick Start Option
|
6.39
|
|
$750
|
$0
|
$0
|
$100
|
$12
|
60
|
|
| Bank of South Australia |
Standard Variable Home Loan
|
5.79
|
|
$600
|
$0
|
$0
|
$100
|
$10/mth
|
95
|
|
| BankWest |
Mortgage Shredder
|
5.70
|
5.92
|
$700
|
$0
|
$0
|
$0
|
$15/mth
|
95
|
|
| BMC Mortgage Corp |
Home Loan - Standard Variable
|
5.40
|
5.43
|
$660
|
$0
|
$0
|
$0
|
$0
|
90
|
|
Citibank |
Standard Variable
|
5.99
|
6.13
|
$399
|
$0
|
$0
|
$250
|
$8/mth
|
100
|
|
Citibank |
Standard Variable Offset
|
5.99
|
6.13
|
$399
|
$0
|
$0
|
$250
|
$8/mth
|
100
|
|
Commonwealth Bank |
Complete Home Loan Standard
|
5.64
|
5.77
|
$600
|
$0
|
$0
|
$100
|
$8/mth
|
95
|
|
| Community CPS Australia |
Home & Investment Loan
|
5.79
|
5.82
|
$495
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| Community CPS Australia |
Parent Equity Home Loan
|
5.79
|
5.82
|
$495
|
$0
|
$150
|
$0
|
$0
|
95
|
|
| Community CPS Australia |
Pinnacle +Plus Home & Investment Loan
|
5.49
|
|
$0
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| Ford Co operative Credit Union |
Value Plus Home Loan
|
5.70
|
5.74
|
$0
|
$220
|
$265
|
$275
|
$0
|
95
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
LVR |
 |
| Applic. |
Valuat. |
Legal |
Settle |
| Homeloans Ltd |
Balanced Loan Special Variable
|
5.96
|
6.04
|
$499
|
$0
|
$230
|
$65
|
$0
|
90
|
|
| Homeloans Ltd |
Easy Saver
|
5.59
|
5.66
|
$499
|
$0
|
$375
|
$65
|
$0
|
85
|
|
| Homeloans Ltd |
Homeloans Premium Full Doc
|
5.24
|
5.26
|
$65
|
$0
|
$300
|
$0
|
$0
|
95
|
|
| Homeloans Ltd |
Homeloans Premium Saver
|
5.09
|
5.42
|
$65
|
$0
|
$300
|
$0
|
$330/yr
|
90
|
|
| Homeloans Ltd |
Smart Saver
|
5.29
|
5.36
|
$564
|
$0
|
$350
|
$75
|
$0
|
95
|
|
| HomeSide Lending |
Homeside HomePlus
|
5.47
|
5.63
|
$600
|
$0
|
$0
|
$0
|
$10/mth
|
95
|
|
| HomeSide Lending |
Homeside HomePlus Interest Only Loan (Variable)
|
5.47
|
5.62
|
$600
|
$0
|
$0
|
$0
|
$10/mth
|
95
|
|
| HomeSide Lending |
Homeside Offset Home Loan
|
5.13
|
5.27
|
$600
|
$0
|
$0
|
$0
|
$8/mth
|
95
|
|
| HomeSide Lending |
Homeside Reducible Mortgage - Standard Variable
|
5.77
|
5.89
|
$600
|
$0
|
$0
|
$0
|
$6/mth
|
95
|
|
HSBC |
Home Rewards Loan
|
5.74
|
5.16
|
$500
|
$0
|
$0
|
$150
|
$0
|
97
|
|
HSBC |
Variable Home Smart
|
5.74
|
5.80
|
$500
|
$0
|
$0
|
$150
|
$0
|
97
|
|
HSBC |
Variable Loan
|
5.84
|
5.90
|
$500
|
$0
|
$0
|
$150
|
$0
|
97
|
|
| ING Direct |
Mortgage Simplifier
|
5.09
|
5.09
|
$0
|
$0
|
$220
|
$0
|
$0
|
90
|
|
| Members Equity Bank |
SMHL Offset
|
5.69
|
5.69
|
$0
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| Members Equity Bank |
SMHL Standard
|
5.39
|
5.39
|
$0
|
$0
|
$0
|
$0
|
$0
|
95
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
LVR |
 |
| Applic. |
Valuat. |
Legal |
Settle |
| MyLoan MyWay |
Advantage Rate Home Loan
|
5.06
|
5.09
|
$0
|
$0
|
$0
|
$0
|
$0
|
95
|
|
MyRate |
MyRate.com.au - Advantage Rate Loan
|
5.03
|
5.03
|
$0
|
$0
|
$0
|
$0
|
$0
|
90
|
|
MyRate |
MyRate.com.au Advantage Rate Loan (>$600K)
|
4.99
|
4.99
|
$0
|
$0
|
$0
|
$0
|
$0
|
95
|
|
MyRate |
MyRate.com.au Construction Loan
|
5.13
|
|
$0
|
$0
|
$0
|
$0
|
$0
|
90
|
|
| NAB |
NAB National Choice Package ($250,000 and above)
|
5.04
|
5.42
|
$0
|
$0
|
$0
|
$0
|
$395/yr
|
95
|
|
| NAB |
NAB Tailored Home Loan - Variable Rate
|
5.74
|
5.87
|
$600
|
$0
|
$0
|
$0
|
$10/mth
|
95
|
|
| Nationwide Mortgage |
First Choice Home Loan
|
5.50
|
5.55
|
$0
|
$220
|
$490
|
$0
|
$0
|
95
|
|
| Nationwide Mortgage |
Low Deposit Home Loan
|
5.50
|
5.55
|
$0
|
$220
|
$490
|
$0
|
$0
|
100
|
|
| Nationwide Mortgage |
True Saver Home Loan
|
5.25
|
5.30
|
$0
|
$220
|
$490
|
$0
|
$0
|
90
|
|
| one direct |
one direct variable loan
|
5.04
|
5.04
|
$0
|
$250
|
$0
|
$60
|
$0
|
90
|
|
| QuickDirect |
Variable
|
5.10
|
5.10
|
$0
|
$0
|
$0
|
$0
|
$0
|
90
|
|
RAMS Home Loans |
RAMS Standard Variable
|
5.59
|
5.65
|
$395
|
$200
|
$0
|
$250
|
$0
|
95
|
|
RESI Mortgage Corporation |
Complete Home Loan
|
5.62
|
5.67
|
$0
|
$236.5
|
$396
|
$0
|
$0
|
95
|
|
| Savings & Loans Credit Union |
Home Loan
|
5.81
|
5.85
|
$600
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| Savings & Loans Credit Union |
Nil End Debt Bridging Loans
|
5.81
|
|
$850
|
$0
|
$0
|
$0
|
$0
|
80
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
LVR |
 |
| Applic. |
Valuat. |
Legal |
Settle |
| Suncorp |
Standard Variable
|
5.80
|
5.96
|
$600
|
$0
|
$0
|
$0
|
$10/mth
|
95
|
|
Virgin Money |
Virgin Standard Home Loan Variable
|
6.49
|
6.39
|
$0
|
$0
|
$490
|
$0
|
$0
|
95
|
|
Westpac Banking Corporation |
Premium Option Home Loan
|
5.81
|
5.94
|
$600
|
$0
|
$0
|
$0
|
$8/mth
|
97
|
|
Westpac Banking Corporation |
Rocket Repay Home Loan
|
5.81
|
6.03
|
$600
|
$0
|
$0
|
$0
|
$199/yr
|
97
|
|
| Yes Home Loans |
Discounted Equity Access Variable
|
5.14
|
5.47
|
$450
|
$385
|
$445
|
$250
|
$345/yr
|
90
|
|
| Yes Home Loans |
Equity Access No Fin Variable
|
6.61
|
6.64
|
$450
|
$385
|
$445
|
$275
|
$0
|
80
|
|
| Yes Home Loans |
Equity Access Standard Variable
|
5.54
|
5.57
|
$450
|
$385
|
$445
|
$275
|
$0
|
90
|
|
| Adelaide Bank |
Standard Variable
|
5.90
|
6.06
|
$595
|
$0
|
$0
|
$100
|
$10/mth
|
100
|
|
| Adelaide Bank |
Variable SmartFit
|
5.59
|
5.75
|
$595
|
$0
|
$0
|
$100
|
$10/mth
|
90
|
|
| AIMS Home Loans |
Complete Variable Home Loan
|
6.08
|
6.13
|
$660
|
$0
|
$0
|
$0
|
$0
|
85
|
|
| AIMS Home Loans |
Gold Standard Variable Home Loan
|
5.53
|
5.58
|
$660
|
$0
|
$0
|
$0
|
$0
|
85
|
|
| AMP Banking |
Classic Variable Rate Loan
|
5.89
|
6.05
|
$350
|
$0
|
$295
|
$250
|
$10/mth
|
90
|
|
| AMP Banking |
Professional Package Variable Rate loan ($1,500,000+)(Pro Pack)
|
5.14
|
5.16
|
$0
|
$0
|
$295
|
$250
|
$349/yr
|
90
|
|
| AMP Banking |
Professional Package Variable Rate Loan ($100,000-$249,999)(Pro Pack)
|
5.39
|
5.41
|
$0
|
$0
|
$295
|
$250
|
$349/yr
|
90
|
|
| AMP Banking |
Professional Package Variable Rate Loan ($250,000-$749,999)(Pro Pack)
|
5.24
|
5.26
|
$0
|
$0
|
$295
|
$250
|
$349/yr
|
90
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
LVR |
 |
| Applic. |
Valuat. |
Legal |
Settle |
| AMP Banking |
Professional Package Variable Rate Loan ($750,000-$1,499,999)(Pro Pack)
|
5.19
|
5.21
|
$0
|
$0
|
$295
|
$250
|
$349/yr
|
90
|
|
ANZ Bank |
ANZ Standard Variable Loan
|
5.81
|
5.91
|
$600
|
$0
|
$0
|
$0
|
$5/mth
|
90
|
|
| Aussie |
Aussie Classic LVR 60.01% - 70%
|
5.17
|
5.72
|
$500
|
$0
|
$0
|
$100
|
$0
|
72
|
|
| Aussie |
Aussie Classic LVR 70.01% - 80%
|
5.67
|
5.72
|
$500
|
$0
|
$0
|
$100
|
$0
|
82
|
|
| Aussie |
Aussie Classic LVR 80.01% - 90%
|
5.72
|
5.72
|
$500
|
$0
|
$0
|
$100
|
$0
|
92
|
|
| Aussie |
Aussie Classic Plus ($350,000 - $499,999) LVR < = 60%
|
4.88
|
|
$250
|
$0
|
$0
|
$100
|
$15/mth
|
62
|
|
| Aussie |
Aussie Classic Plus ($350,000 - $499,999) LVR 60.01% - 70%
|
5.01
|
|
$250
|
$0
|
$0
|
$100
|
$15/mth
|
72
|
|
| Aussie |
Aussie Classic Plus ($350,000 - $499,999) LVR 70.01% - 80%
|
5.50
|
|
$250
|
$0
|
$0
|
$100
|
$0
|
82
|
|
| Aussie |
Aussie Classic Plus ($350,000 - $499,999) LVR 80% - 90%
|
5.55
|
|
$250
|
$0
|
$0
|
$100
|
$0
|
92
|
|
| Aussie |
Aussie Classic Plus ($350,000 - $499,999) LVR 90% - 95%
|
5.55
|
|
$250
|
$0
|
$0
|
$100
|
$15/mth
|
97
|
|
| Aussie |
Aussie Classic Plus (> $500,000) LVR <=60%
|
4.84
|
|
$250
|
$0
|
$0
|
$100
|
$0
|
62
|
|
| Aussie |
Aussie Classic Plus (> $500,000) LVR 60.01% - 70%
|
4.97
|
|
$250
|
$0
|
$0
|
$100
|
$15/mth
|
72
|
|
| Aussie |
Aussie Classic Plus (> $500,000) LVR 70.01% - 80%
|
5.45
|
|
$250
|
$0
|
$0
|
$100
|
$15/mth
|
82
|
|
| Aussie |
Aussie Classic Plus (> $500,000) LVR 80% - 90%
|
5.52
|
|
$250
|
$0
|
$0
|
$100
|
$15/mth
|
92
|
|
| Aussie |
Aussie Classic Plus (> $500,000) LVR 90% - 95%
|
5.50
|
|
$250
|
$0
|
$0
|
$100
|
$15/mth
|
97
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
LVR |
 |
| Applic. |
Valuat. |
Legal |
Settle |
| Aussie |
Aussie Classic Plus Variable
|
5.55
|
|
$250
|
$0
|
$0
|
$100
|
$15/mth
|
97
|
|
| Aussie |
Aussie Standard Variable
|
5.55
|
5.60
|
$300
|
$200
|
$0
|
$75
|
$0
|
90
|
|