TAS STANDARD VARIABLE FEES (OWNER OCCUPIED)


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Institution Product Name Initial Fees Service Fee Exit Fees
Applic. Applic. Discounts Valuat. Legal Settle Exit Early Repay
Westpac Banking Corporation Premier Advantage Package ($150,000-$249,999)(Pro Pack)
$0

$0
$0
$0
$395/yr
$250
A Deferred Establishment Fee of $900 is payable if a loan is repayed in full within 4 years.
Westpac Banking Corporation Premier Advantage Package ($250,000 plus)(Pro Pack)
$0

$0
$0
$0
$395/yr
$
A Deferred Establishment Fee of $900 is payable if a loan is repayed in full within 4 years.
Westpac Banking Corporation Premium Option Home Loan
$600

$0
$0
$0
$8/mth
$250
A Deferred Establishment Fee of $900 is payable if a customer closes their loan within 4 years of origination.
Westpac Banking Corporation Rocket Repay Home Loan
$600

$0
$0
$0
$199/yr
$250
A Deferred Establishment Fee of $900 is payable if a customer closes their loan within 4 years of origination
Adelaide Bank Standard Variable
$595

$0
$0
$100
$10/mth
$325
0-12 months - 0.75% 13-24 months - 0.53%25-36 months - 0.35% 37-48 months - 0.18%of loan amount at contract date.
Adelaide Bank Variable SmartFit
$595

$0
$0
$100
$10/mth
$325
Deferred Establishment Fee applies if loan is discharged within 4 years of settlement
AIMS Home Loans Complete Variable Home Loan
$660

$0
$0
$0
$0
$300
0-3yrs = 2 payments4-5yrs = 1 payments
AIMS Home Loans Gold Standard Variable Home Loan
$660

$0
$0
$0
$0
$330
0-5yrs=2x mthly repayments
AMP Banking Classic Variable Rate Loan
$350

$0
$295
$250
$10/mth
$350
$1,000 Deferred Establishment Fee within 4 yrs
AMP Banking Professional Package Variable Rate loan ($1,500,000+)(Pro Pack)
$0

$0
$295
$250
$349/yr
$350
$1,000 Deferred Establishment Fee within 4 yrs
AMP Banking Professional Package Variable Rate Loan ($100,000-$249,999)(Pro Pack)
$350

$0
$295
$250
$349/yr
$350
$1,000 Deferred Establishment Fee with 4 yrs
AMP Banking Professional Package Variable Rate Loan ($250,000 - $749,999) (Pro Pack)
$350

$0
$295
$250
$349/yr
$350
$1,000 Deferred Establishment Fee with 4 yrs
AMP Banking Professional Package Variable Rate Loan ($750,000+)(Pro Pack)
$350

$0
$295
$250
$349/yr
$350
$1,000 Deferred Establishment Fee with 4 yrs
ANZ Bank ANZ Breakfree Home Loan Package ($150,000-$249,999)
$0

$0
$0
$0
$340/yr
$
A fee applies if loan repaid/refinanced within 4 yrs, but no fee applies if customer has another home loan of $150K plus
ANZ Bank ANZ Breakfree Home Loan Package ($250,000-$699,999)
$0

$0
$0
$0
$340/yr
$
A fee applies if loan repaid/refinanced within 4 years, but no fee applies if customer has another home loan with $150K or more
Institution Product Name Initial Fees Service Fee Exit Fees
Applic. Applic. Discounts Valuat. Legal Settle Exit Early Repay
ANZ Bank ANZ Breakfree Home Loan Package ($700,000 plus)
$0

$0
$0
$0
$340/yr
$
A fee applies if loan repaid/refinanced within 4 years, but no fee applies if customer has another home loan of $150K plus
ANZ Bank ANZ Standard Variable Loan
$600

$0
$0
$0
$5/mth
$160
$700 if repaid/refinananced within 4 years, but no fee applies if customer has anothe home loan of $150K plus
Aussie Aussie Classic LVR 70.01% - 80%
$500

$0
$0
$100
$0
$215
Years 1 - 5 $500 plus fixed dollar cost
Aussie Aussie Classic LVR 80.01% - 90%
$500

$0
$0
$100
$0
$215
Years 1-5 $500 plus fixed dollar cost
Aussie Aussie Classic Plus ($350,000 - $499,999) (LVR < = 60%)
$250

$0
$0
$100
$15/mth
$215
Years 1 - 5 $965
Aussie Aussie Classic Plus ($350,000 - $499,999) LVR 70.01% - 80%
$250

$0
$0
$100
$0
$215
Years 1 - 5 $965
Aussie Aussie Classic Plus ($350,000 - $499,999) LVR 80% - 90%
$250

$0
$0
$100
$0
$215
Years 1 -5 $965
Aussie Aussie Classic Plus ($350,000 - $499,999) LVR 90% - 95%
$250

$0
$0
$100
$15/mth
$215
Years 1 - 5 $965
Aussie Aussie Classic Plus (> $500,000) LVR 70.01% - 80%
$250

$0
$0
$100
$15/mth
$215
Years 1 - 5 $965
Aussie Aussie Classic Plus (> $500,000) LVR 80% - 90%
$250

$0
$0
$100
$15/mth
$215
Years 1 - 5 $965
Aussie Aussie Classic Plus (> $500,000) LVR 90% - 95%
$250

$0
$0
$100
$15/mth
$
Years 1 - 5 $965
Aussie Aussie Classic Plus (>=$500,000) (LVR <=60%)
$250

$0
$0
$100
$0
$215
Years 1 - 5 $965
Aussie Aussie Classic Plus (>=$500,000) (LVR <=70%)
$250

$0
$0
$100
$15/mth
$215
Years 1 - 5 $965
Aussie Aussie Classic Plus Variable
$250

$0
$0
$100
$15/mth
$215
Years 1-5 $750
Aussie Aussie Standard Variable
$300

$200
$0
$75
$0
$215
Year 1 $2000, Year 2 $1500, Year 3 $1000, Year 4&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;5 $500
Institution Product Name Initial Fees Service Fee Exit Fees
Applic. Applic. Discounts Valuat. Legal Settle Exit Early Repay
B&E Ltd FlexiChoice Variable Rate Loan
$650

$0
$0
$0
$8/mth
$350
$400.00 if loan repaid in full within 3 years of commencement.
Bank of Queensland Standard Variable
$495

$0
$0
$100
$10/mth
$250
0.5% of original loan amount is paid out within first 4 years
BankWest Mortgage Shredder
$700

$0
$0
$0
$15/mth
$0

Bendigo Bank Bendigo Green Home Loan
$150

$205
$295
$80
$0
$0

Bendigo Bank Residential Variable Loan
$150

$205
$295
$80
$8/mth
$30

BMC Mortgage Corp Home Loan - Standard Variable
$660

$0
$0
$0
$0
$0
1 monthly repayments based on approved limit for first 5 yrs on loan
Citibank Standard Variable
$399

$0
$0
$250
$8/mth
$300
Year 1: $1,500 Year 2: $1,200 Year 3: $1,000
Citibank Standard Variable Offset
$399

$0
$0
$250
$8/mth
$300
Year 1: $1,500 Year 2: $1,200 Year 3: $1,000
Commonwealth Bank Complete Home Loan Standard
$600

$0
$0
$100
$8/mth
$0
A DEF may apply if your home loan starts at a guaranteed or discounted interest rate and you repay the loan within four (4) years from the Funding Date. $700
Commonwealth Bank Wealth Package ($150,000-$350,000)
$0

$0
$0
$100
$350/yr
$

Commonwealth Bank Wealth Package ($350,000-$750,000)
$0

$0
$0
$100
$350/yr
$

Commonwealth Bank Wealth Package ($750,000 plus)
$0

$0
$0
$100
$350/yr
$

Ford Co operative Credit Union Value Plus Home Loan
$0

$220
$265
$275
$0
$250
$700 ***or*** 1% whichever is the lesser
HomeSide Lending Homeside HomePlus
$600

$0
$0
$0
$10/mth
$0
Early Exit Fee - $1200 payable if the loan is paid out within 4 years of drawdown.
HomeSide Lending Homeside HomePlus Interest Only Loan (Variable)
$600

$0
$0
$0
$10/mth
$0
Early Exit Fee - $1200 payable if the loan is paid out within 4 years of drawdown.
Institution Product Name Initial Fees Service Fee Exit Fees
Applic. Applic. Discounts Valuat. Legal Settle Exit Early Repay
HomeSide Lending Homeside Offset Home Loan
$600

$0
$0
$0
$8/mth
$0
Early Exit Fee - $1200 payable if the loan is paid out within 4 years of drawdown.
HomeSide Lending Homeside Reducible Mortgage - Standard Variable
$600

$0
$0
$0
$6/mth
$0
Early Exit Fee - $1200 payable if the loan is paid out within 4 years of drawdown.
HSBC Variable Home Smart
$500

$0
$0
$150
$0
$300
$1000 Deferred Establishment fee if Loan is repaid within 3 years
HSBC Variable Loan
$500

$0
$0
$150
$0
$300
$1000 Deferred Establishment fee if loan repaid within 3 yrs
ING Direct Mortgage Simplifier
$0

$0
$220
$0
$0
$250
A deferred establishment may apply if you repay the loan within the first 4 years.
Members Equity Bank SMHL Offset
$0

$0
$0
$0
$0
$200
$600 set-up recovery cost payable by customer if loan repaid within five years.
Members Equity Bank SMHL Standard
$0

$0
$0
$0
$0
$200
$600 set-up recovery cost payable by customer if loan repaid within five years.
MyLoan MyWay Advantage Rate Home Loan
$0

$0
$0
$0
$0
$250
Deferred Establishment Fees Year 1: 1.00% of the original loan amount Year 2: 0.80% Year 3: 0.60% Year 4: 0.40% Year 5: 0.20% 6 + years 0.00%
MyRate MyRate.com.au - Advantage Rate Loan
$0

$0
$0
$0
$0
$250
Deferred Establishment Fees Year 1: 1.00% of the original loan amount Year 2: 0.80% Year 3: 0.60% Year 4: 0.40% Year 5: 0.20% 6 + years 0.00%
MyRate MyRate.com.au Advantage Rate Loan (>$600K)
$0

$0
$0
$0
$0
$250
Deferred Establishment Fees Year 1: 1.00% of the original loan amount Year 2: 0.80% Year 3: 0.60% Year 4: 0.40% Year 5: 0.20% 6+ years: 0.00%
MyRate MyRate.com.au Construction Loan
$0

$0
$0
$0
$0
$250
Deferred Establishment Fees Year 1: 1.00% of the original loan amount Year 2: 0.80% Year 3: 0.60% Year 4: 0.40% Year 5: 0.20% 6 + years 0.00%
MyState Financial Alternative Loan
$250

$0
$0
$0
$0
$0
$750 up to 5 years
MyState Financial Land Loan
$600

$247.5
$0
$102.5
$0
$0

MyState Financial Residential Investment Loan
$600

$247.5
$0
$102.5
$0
$0

MyState Financial Standard Variable Home Loan
$600

$247.5
$0
$102.5
$0
$0

Institution Product Name Initial Fees Service Fee Exit Fees
Applic. Applic. Discounts Valuat. Legal Settle Exit Early Repay
NAB NAB National Choice Package ($250,000 and above)
$0

$0
$0
$0
$395/yr
$900
$900, payable if the whole of a loan amount is repaid within 4 years from the initial loan drawdown date
NAB NAB Tailored Home Loan - Variable Rate
$600

$0
$0
$0
$10/mth
$0
$900, payable if the whole of a loan amount is repaid within 4 years from the initial loan drawdown date
Nationwide Mortgage First Choice Home Loan
$0

$240
$490
$0
$0
$295
Where the loan repays in full, a Deferred Establishment Fee is payable equivalent to one month's notional repayment.
Nationwide Mortgage Low Deposit Home Loan
$0

$240
$490
$0
$0
$295
Where the loan repays in full, a Deferred Establishment Fee is payable equivalent to one month's notional repayment.
Nationwide Mortgage True Saver Home Loan
$0

$240
$490
$0
$0
$295
Where the loan repays in full, a Deferred Establishment Fee is payable equivalent to one month's notional repayment.
QuickDirect Variable
$0

$0
$0
$0
$0
$250
1% during year 1, 0.8% during year 2, 0.6% during year 3, 0.4% during year 4, 0.2% during year 5
RAMS Home Loans RAMS Standard Variable
$395

$200
$0
$250
$0
$295
1.0% of loan amount if discharged in first 3 years
RESI Mortgage Corporation Complete Home Loan
$0

$236.5
$396
$0
$0
$295
One month notional payment.
St. George Bank St. George No Deposit Home Loan Quick Start
$750

$0
$0
$100
$12/mth
$500
1.75% of balance at time of discharge if discharged within 4 years of the first drawdown.
St. George Bank St.George No Deposit Home Loan LEF
$750

$0
$0
$100
$12/mth
$500
1.75% of balance at time of discharge if discharged within 4 years of the first drawdown.
St. George Bank Variable Loan
$600

$0
$0
$100
$10/mth
$500
n/a
Suncorp Standard Variable
$600

$0
$0
$0
$10/mth
$250
A Deferred Establishment Fee applies if the loan is paid out within the first four years. $800 plus the amount of any discount or rebate given on Loan Establishment Fees up to a maximum of $1400